“Extras” You Can Easily Cut from the Funeral
One of the fastest ways to save money on a funeral is to trim away extra services and products you do not need. Today’s funerals tend to be elaborate, traditional affairs that take every detail and consideration into account—which is great if the deceased had the foresight to plan ahead, but can be difficult to justify if the funeral expenses are coming out of your own pocket. (more…)
Talking to Elderly Parents about Funeral Plans
Almost any discussion about advance funeral plans with the people you love is going to be uncomfortable. Not only do you have to bring up finances and religion (two things that put a strain on many families), but you also have to confront the idea of your own mortality. (more…)
How to Plan a Funeral Quickly
There are times when planning a funeral is something that needs to happen quickly and with a minimal hassle. Whether you are dealing with a busy schedule of your own, you have family coming in from out of town and can’t commit to a lengthy funeral planning process, or you simply cannot handle the idea of lingering over the details, there are ways to cut back on the time required—and to still enjoy a beautiful, memorable goodbye. (more…)
Before you sit down with a funeral director to go over all your options for a loved one’s funeral plans, it’s a good idea to figure out how much money you’re willing to spend. Although the average funeral can go as high as $10,000, you aren’t required to spend this much—nor will you have to. With the right planning, you should be able to find a budget you’re comfortable with and buy a respectful, beautiful service to go with it. (more…)
Even though over 40 percent of Americans opt for cremation over burial, there are still many different kinds of religious, cultural, and personal taboos that make cremation a difficult decision. This is especially true if your family has traditional views regarding funeral planning or has a long history of burial in a particular cemetery.
If you’ve decided on cremation but aren’t quite sure how to tell your family, we suggest you set aside a time to have this important conversation. It’s never a good idea to leave this sort of thing as a surprise, so the sooner you can open up to those you love, the more time you’ll have to enjoy what’s left of your time together.
Burial Insurance 2 of 3
Once you’ve decided that you’d like to purchase a burial or funeral insurance policy as part of your final plans, the real challenge comes into play. There are countless burial insurance providers out there (which range from funeral homes to traditional insurance companies), and you have options when it comes to choosing the right one. (more…)
Outside the funeral industry, the terms “casket” and “coffin” are often used interchangeably to describe the vessel in which the deceased is placed before being buried in the ground. Most people recognize both words, and are comfortable using both in situations related to death and burial.
In reality, a casket and a coffin are not the same things. A coffin (a term that has been around since the 1500s) is the traditional burial box we associate with death. Shaped to fit the human body (with six or eight sides, wider at the top for the arms and torso), a coffin is designed to be built fairly cheaply and with a minimum amount ofmaterials. Because many people in history built their own coffins, or hired a coffin maker to do it, the emphasis was on practical burial that didn’t put a strain on family finances. Coffins are almost always made of wood instead of more valuable metals.
Funeral planning is never an easy task, especially since it’s something few people are trained for (and because it’s something you hopefully don’t have to practice very often). Being caught unaware of the correct protocol is one of the easiest ways to overpay or get taken advantage of, which is why it’s a good idea to become familiar with the biggest funeral planning pitfalls ahead of time. (more…)
Spring is a time of renewal and rebirth, when the melting snow gives way to new life and people start reorganizing their closets for the warm season to come. Financial experts also suggest you use this time to consider pulling out your estate and funeral planning to ensure that everything is in order and up-to-date.
Where to Start?
When we talk about making advance estate and funeral plans, we mean much more than putting money in a 401(k) or taking out a life insurance policy. While both these things are great first steps, they don’t encompass the breadth of options available to you as you organize your end-of-life plans. (more…)
Funeral pre-plans, preplanning a funeral, pre-need cremation…there are so many different terms out there related to the funeral planning industry it can be hard to keep track. Although many of the phrases are used interchangeably, there may be subtle differences that provide different financial and personal options. (more…)
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