When you plan a funeral for a loved one, chances are you will be in contact with the funeral director and/or the funeral assistant for most of the time. These individuals serve as the point of communication for almost all your burial and cremation needs, making it easy for you to form a personal connection and ensure that you receive the high level of service you deserve. (more…)
Archive for the ‘Funeral Homes’ Category
One of the biggest warnings against pre-paying for a funeral is what happens if the funeral home goes out of business. The entire point of pre-arrangement is that you can solidify your funeral plans ahead of time, leaving you worry-free and able to spend your money however you wish. So, the idea that a funeral home might someday terminate services and leave you holding a useless contract is one that may be understandably frightening. (more…)
Once you’ve decided that you’d like to purchase a burial or funeral insurance policy as part of your final plans, the real challenge comes into play. There are countless burial insurance providers out there (which range from funeral homes to traditional insurance companies), and you have options when it comes to choosing the right one. (more…)
Funeral insurance, burial insurance, final expense insurance, preneed funeral insurance—these terms are often used interchangeably to talk about the same thing. With any of these types of insurance, money is paid out to a beneficiary to cover part or all of your funeral costs, including everything from traditional burial to cremation.
Unlike other types of insurance, which are designed around a “what-if” scenario (what if I crash my car, what if I need to go to the doctor, what if my home catches on fire), burial insurance is a guaranteed pay out. As long as you keep current on your premiums or pay the amount required up front, this money will be available upon your eventual death. (more…)
It’s not uncommon for a family to wish to take their grief out of the public eye and hold a private mourning ceremony just for close friends and relatives. Whether the deceased was a public figure, died a newsworthy death, or simply wished for the funeral to be kept small, you can hold a funeral or memorial service by invitation only. Most of the funeral plans will stay the same, with one or two notable exceptions.
Obituary: You’ll need to strategize the obituary to make it clear that the funeral is open by invite only. One option is to skip the obituary and death notice altogether. By not publicly announcing the death, you won’t need to worry about those who aren’t invited stopping by. You can also put in an obituary but word it carefully. You can mention that it will be a “closed funeral” and ask for prayers instead of flowers or visits. (more…)
Outside the funeral industry, the terms “casket” and “coffin” are often used interchangeably to describe the vessel in which the deceased is placed before being buried in the ground. Most people recognize both words, and are comfortable using both in situations related to death and burial.
In reality, a casket and a coffin are not the same things. A coffin (a term that has been around since the 1500s) is the traditional burial box we associate with death. Shaped to fit the human body (with six or eight sides, wider at the top for the arms and torso), a coffin is designed to be built fairly cheaply and with a minimum amount ofmaterials. Because many people in history built their own coffins, or hired a coffin maker to do it, the emphasis was on practical burial that didn’t put a strain on family finances. Coffins are almost always made of wood instead of more valuable metals.
When you’re choosing a funeral home to help you with funeral planning, you’re not just considering which facility is best—you’re also interviewing funeral directors. Because you’ll be relying on one individual for so much of your support and decision-making, it’s important that you feel a connection with your funeral director built on trust and understanding. Although you probably won’t have time to call and get to know every funeral director in the event of a sudden death, you can take a few minutes to chat with them to get a feeling for who you’d like to work with.
What Does a Funeral Director Do?
Funeral planning is never an easy task, especially since it’s something few people are trained for (and because it’s something you hopefully don’t have to practice very often). Being caught unaware of the correct protocol is one of the easiest ways to overpay or get taken advantage of, which is why it’s a good idea to become familiar with the biggest funeral planning pitfalls ahead of time.
- Waiting until the Last Minute: Don’t wait until a terminal illness or catastrophe brings funeral planning to the forefront. The best funeral plans are made when you and your loved ones are in good health and are able to make calm, rational decisions with plenty of time to think them over.
- Going with the First Funeral Home You Come Across: You may get a recommendation from a hospital or hospice. You might call the first funeral home you see in the phone book. You could even stick to the same funeral home you used the last time a death occurred. While these are great ways to find a funeral home, be sure and call around for additional (more…)