Archive for the ‘Funeral Homes’ Category

Burial Insurance, Part Three: Buying Burial Insurance through a Funeral Home

Friday, December 4th, 2015
Burial Insurance 3 of 3

Burial Insurance 3 of 3

There are two primary ways to buy burial insurance. The first operates like any other kind of life insurance policy, in which you name a loved one as the beneficiary who receives the payout when you die. The second option allows you to name a funeral home as the beneficiary, in which case they receive the insurance money directly.

This second option may seem a bit strange—after all, a funeral home isn’t your family, and you haven’t worked hard your whole life so they can receive a payout. However, it’s actually a quite common occurrence, and it can work out in your favor. Here’s how. (more…)

Burial Insurance, Part Two: How and Where to Purchase Burial Insurance

Wednesday, December 2nd, 2015
Burial Insurance 2 of 3

Burial Insurance 2 of 3

Once you’ve decided that you’d like to purchase a burial or funeral insurance policy as part of your final plans, the real challenge comes into play. There are countless burial insurance providers out there (which range from funeral homes to traditional insurance companies), and you have options when it comes to choosing the right one. (more…)

Burial Insurance, Part One: Introduction to Burial Insurance

Monday, November 30th, 2015
Burial Planning Series Part 1 of 3

Burial Planning Series Part 1 of 3

Funeral insurance, burial insurance, final expense insurance, preneed funeral insurance—these terms are often used interchangeably to talk about the same thing. With any of these types of insurance, money is paid out to a beneficiary to cover part or all of your funeral costs, including everything from traditional burial to cremation.

Unlike other types of insurance, which are designed around a “what-if” scenario (what if I crash my car, what if I need to go to the doctor, what if my home catches on fire), burial insurance is a guaranteed pay out. As long as you keep current on your premiums or pay the amount required up front, this money will be available upon your eventual death. (more…)

Holding a Funeral by Invitation Only

Monday, July 6th, 2015
How to Have an Invitation Only Funeral

How to Have an Invitation Only Funeral

It’s not uncommon for a family to wish to take their grief out of the public eye and hold a private mourning ceremony just for close friends and relatives. Whether the deceased was a public figure, died a newsworthy death, or simply wished for the funeral to be kept small, you can hold a funeral or memorial service by invitation only. Most of the funeral plans will stay the same, with one or two notable exceptions.

Obituary: You’ll need to strategize the obituary to make it clear that the funeral is open by invite only. One option is to skip the obituary and death notice altogether. By not publicly announcing the death, you won’t need to worry about those who aren’t invited stopping by. You can also put in an obituary but word it carefully. You can mention that it will be a “closed funeral” and ask for prayers instead of flowers or visits. (more…)

What is the Difference between a Casket and a Coffin?

Saturday, February 28th, 2015

burial in a casket or coffinOutside the funeral industry, the terms “casket” and “coffin” are often used interchangeably to describe the vessel in which the deceased is placed before being buried in the ground. Most people recognize both words, and are comfortable using both in situations related to death and burial.

In reality, a casket and a coffin are not the same things. A coffin (a term that has been around since the 1500s) is the traditional burial box we associate with death. Shaped to fit the human body (with six or eight sides, wider at the top for the arms and torso), a coffin is designed to be built fairly cheaply and with a minimum amount ofmaterials. Because many people in history built their own coffins, or hired a coffin maker to do it, the emphasis was on practical burial that didn’t put a strain on family finances. Coffins are almost always made of wood instead of more valuable metals.

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Everything You Need to Know about Funeral Costs

Monday, December 22nd, 2014

How do most people pay for funeralsWhen it comes to questions about funeral planning, almost everyone wants to know more about money. How much does it cost to have a funeral? How can I cut back and save money on funeral plans? What is the cheapest burial option?

Although funeral prices will always vary depending on location and the type of ceremony you choose, most funeral homes follow a similarly prescribed format. Here are some of our best questions-and-answers regarding money, funerals, and how to get the most out of both. (more…)

How to Choose a Funeral Director

Wednesday, December 10th, 2014

How to chose a funeral directorWhen you’re choosing a funeral home to help you with funeral planning, you’re not just considering which facility is best—you’re also interviewing funeral directors. Because you’ll be relying on one individual for so much of your support and decision-making, it’s important that you feel a connection with your funeral director built on trust and understanding. Although you probably won’t have time to call and get to know every funeral director in the event of a sudden death, you can take a few minutes to chat with them to get a feeling for who you’d like to work with.

 What Does a Funeral Director Do?

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Common Funeral Planning Mistakes

Monday, July 7th, 2014

Common Funeral Planning MistakesFuneral planning is never an easy task, especially since it’s something few people are trained for (and because it’s something you hopefully don’t have to practice very often). Being caught unaware of the correct protocol is one of the easiest ways to overpay or get taken advantage of, which is why it’s a good idea to become familiar with the biggest funeral planning pitfalls ahead of time.

  • Waiting until the Last Minute: Don’t wait until a terminal illness or catastrophe brings funeral planning to the forefront. The best funeral plans are made when you and your loved ones are in good health and are able to make calm, rational decisions with plenty of time to think them over.
  • Going with the First Funeral Home You Come Across: You may get a recommendation from a hospital or hospice. You might call the first funeral home you see in the phone book. You could even stick to the same funeral home you used the last time a death occurred. While these are great ways to find a funeral home, be sure and call around for additional (more…)

How Many Cemetery Plots Should I Buy?

Wednesday, May 21st, 2014

Cemetery at SunsetOne of the most common ways to begin your funeral pre-planning is to purchase a cemetery plot well in advance of death. Because these parcels of land are fairly expensive (expect them to range between $2,000 and $4,000), getting the payments done and out of the way is a great way to reduce future funeral costs.

Of course, doing anything this far in advance means you to need to think long and hard about what you want out of your funeral package. Cemetery plots are very stationary things, and while some contracts allow you to buy and sell them after your original purchase is complete, this option isn’t always guaranteed.

How Many Cemetery Plots?

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Everything You Need to Know about Rental Caskets

Tuesday, May 13th, 2014

Hardwood Casket There’s no denying that funeral planning is an expensive endeavor, and any way you can cut funeral costs is worth looking into. And one of the most costly parts of the funeral—the casket—is high on that list.

A casket for burial or cremation can cost anywhere from a few hundred dollars to several thousand dollars, depending on the material, finish, and quality of the casket. While a simple container or box is usually sufficient, most families opt for more ornate hardwoods or stainless steel to better display the body (especially if there’s an open casket or viewing). In an effort to reduce prices and still provide families with what they want, some funeral homes are turning to rental caskets.

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