Archive for the ‘Funeral Planning’ Category

What to Expect When You Come to the Funeral Home

Monday, February 8th, 2016
What to Expect When You Come to the Funeral Home

What to Expect When You Come to the Funeral Home

After you’ve decided on a funeral home and are ready to begin the process of planning a funeral, your funeral director will ask you to come into the facilities for a visit. This personal contact with the people in charge of your loved one’s remains is an important step in the grieving process. Not only will you get to benefit from face-to-face interaction, but you’ll also be walked through each decision ahead of you. (more…)

What is a Perpetual Care Cemetery?

Thursday, February 4th, 2016
What is a Perpetual Care Cemetery?

What is a Perpetual Care Cemetery?

When you search for a cemetery as a final resting ground for you and your family, you are likely to come across the phrase “perpetual care,” “permanent care,” or “endowed care.” Often included as a charge above and beyond the typical cemetery costs, these are included as a way to ensure that the cemetery grounds remain in good care for decades (or even centuries) to come. (more…)

Different Types of Cemeteries

Wednesday, February 3rd, 2016
Different Types of Cemeteries

Different Types of Cemeteries

Most of us assume that all cemeteries are virtually the same—after all, a piece of land where a body is laid to rest is a piece of land where a body is laid to rest, right?

While it’s true that most cemeteries perform the same general purpose to society, they tend to take different approaches to how this is accomplished. Some are religious, some are secular, some are run by the government, and some are closed to all but families with previously purchased burial plots. Depending on what type of cemetery you’re looking at, you could encounter any of the following types. (more…)

How to Set a Funeral Budget

Wednesday, January 27th, 2016

How to Set a Funeral BudgetBefore you sit down with a funeral director to go over all your options for a loved one’s funeral plans, it’s a good idea to figure out how much money you’re willing to spend. Although the average funeral can go as high as $10,000, you aren’t required to spend this much—nor will you have to. With the right planning, you should be able to find a budget you’re comfortable with and buy a respectful, beautiful service to go with it. (more…)

How to Get a Burial Flag

Friday, January 22nd, 2016

How to Get a Burial FlagWhen planning a funeral for a United States veteran, you may be eligible to receive a U.S. flag to be draped over the casket or to accompany the urn. This service is provided free of charge and with a great respect for the service provided by the deceased.

Although burial flags are most often offered when an individual is having a traditional military funeral or burial, this doesn’t have to be the case. You may be able to receive a flag even if you don’t hold a service at all. (more…)

Should I Invest in a Family Cemetery Plot?

Friday, January 8th, 2016

The History of Family PlotsWhen people purchase cemetery plots, they usually do so in pairs. Because so many spouses wish to be buried together, it makes sense to buy adjoining plots. It doesn’t matter whether you’re buying burial plots in advance, or if one spouse recently passed on and it makes sense to buy both burial spaces now—this is the way the vast majority of Americans approach the burial process.

There is another option, however. Family cemetery plots provide a way for multiple members of a family to be buried in the same place—and usually for a discounted price overall. Because you’re investing in a larger piece of cemetery real estate, you may get a percentage reduction or be able to bury multiple relatives on top of one another. You can also get away with purchasing one large headstone with the family name engraved on it and rely on smaller plaques to identify each individual buried there. (more…)

How to Tell Your Loved Ones You’d Like to Be Cremated

Tuesday, January 5th, 2016

How to Tell Your Loved Ones You Want to be CrematedEven though over 40 percent of Americans opt for cremation over burial, there are still many different kinds of religious, cultural, and personal taboos that make cremation a difficult decision. This is especially true if your family has traditional views regarding funeral planning or has a long history of burial in a particular cemetery.

If you’ve decided on cremation but aren’t quite sure how to tell your family, we suggest you set aside a time to have this important conversation. It’s never a good idea to leave this sort of thing as a surprise, so the sooner you can open up to those you love, the more time you’ll have to enjoy what’s left of your time together.

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Burial Insurance, Part Three: Buying Burial Insurance through a Funeral Home

Friday, December 4th, 2015
Burial Insurance 3 of 3

Burial Insurance 3 of 3

There are two primary ways to buy burial insurance. The first operates like any other kind of life insurance policy, in which you name a loved one as the beneficiary who receives the payout when you die. The second option allows you to name a funeral home as the beneficiary, in which case they receive the insurance money directly.

This second option may seem a bit strange—after all, a funeral home isn’t your family, and you haven’t worked hard your whole life so they can receive a payout. However, it’s actually a quite common occurrence, and it can work out in your favor. Here’s how. (more…)

Burial Insurance, Part One: Introduction to Burial Insurance

Monday, November 30th, 2015
Burial Planning Series Part 1 of 3

Burial Planning Series Part 1 of 3

Funeral insurance, burial insurance, final expense insurance, preneed funeral insurance—these terms are often used interchangeably to talk about the same thing. With any of these types of insurance, money is paid out to a beneficiary to cover part or all of your funeral costs, including everything from traditional burial to cremation.

Unlike other types of insurance, which are designed around a “what-if” scenario (what if I crash my car, what if I need to go to the doctor, what if my home catches on fire), burial insurance is a guaranteed pay out. As long as you keep current on your premiums or pay the amount required up front, this money will be available upon your eventual death. (more…)

Holding a Funeral by Invitation Only

Monday, July 6th, 2015
How to Have an Invitation Only Funeral

How to Have an Invitation Only Funeral

It’s not uncommon for a family to wish to take their grief out of the public eye and hold a private mourning ceremony just for close friends and relatives. Whether the deceased was a public figure, died a newsworthy death, or simply wished for the funeral to be kept small, you can hold a funeral or memorial service by invitation only. Most of the funeral plans will stay the same, with one or two notable exceptions.

Obituary: You’ll need to strategize the obituary to make it clear that the funeral is open by invite only. One option is to skip the obituary and death notice altogether. By not publicly announcing the death, you won’t need to worry about those who aren’t invited stopping by. You can also put in an obituary but word it carefully. You can mention that it will be a “closed funeral” and ask for prayers instead of flowers or visits. (more…)